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Complete Guide for Stay-at-Home Moms: Resources for Living on One Income

April 21, 2015 by Jaimi Erickson 10 Comments

Ready to have the ENERGY to be the best mom you can be? Get started! Thanks for stopping by!

Welcome back! Did you already get started here?

Living on one income is possible.

Being a stay-at-home mom for some is a choice, but for others it is the ONLY choice. We make staying home with our children possible by our planning, focus on our budgets and money management. These are fancy terms, but setting up a budget spreadsheet for your family is not complicated. I have included my own personal Excel spreadsheet that I use to manage my family’s budget in the list of resources that follows.

 There are over 30 resources for living on one income gathered here for you! 

This post contains affiliate links. Please view my disclosure.

Resources for living on one income-budget, finances, couponing, money management tips-part of the Complete Guide for Stay-at-Home Moms.

Below, you will find tips and resources for planning your household budget, learning to use coupons effectively, de-cluttering to make money plus more great ways to make being a stay-at-home mom possible. It is possible! Not all stay-at-home moms have husbands making 6-figure salaries. In fact, I think some of the best budgeting minds out there are SAHMs! You might be one of them.

One of our featured SAHM bloggers, Lena from What Mommy Does, is pretty close to an expert on financial matters. She was an accountant before becoming a stay-at-home mom, so I will lead off with her amazing resources for managing to live on one income. Then, scroll down for even more tips from 12 MORE SAHM bloggers! This is such a valuable resource for us Stay-at-Home Moms.

Find resources for implementing routines and schedules in your home. Printables and suggested schedules make it so easy!

12 Resources for Living on One Income from What Mommy Does

10 Ways for Moms to Earn Money

7 Ways to Make an Extra $500-$1,000 per Month as a SAHM

Can You Really Live on One Income?

Living on One Income – Tips & Inspiration from Real People

 Where to Get Free Printable Coupons

5 Words That Will Save You Thousands of Dollars Each Year

A Beginner’s Guide to Couponing

How to Save Money on Family Meals

How to Organize Coupons

How to Create a Budget

6 New Baby Tax Deductions, Credits & Exemptions Not to Miss

How to Find Money in Your Fridge

 

Resources for creating a home budget, cutting costs, saving money, and work at home options in a resource for living on one income.
 

Resources for Living on One Income from 12 MORE Blogs

 

7 Tips to Make Staying at Home a Possibility – The Well Nourished Nest

Looking for outside opportunities when you’re a busy mom– Sodbusters

Setting Up Your Home Budget {FREE Download Template} – The Stay-at-Home-Mom Survival Guide

Stay at Home Mom On One Small Income – Organized Home, Organized School

Single Stay-at-Home Mom Lives Rich on One Income – Sarah Titus

 

11 Reasons You Can Afford to Be A Stay-at-Home Mom – Pint-Sized Treasures

Is A Budget Necessary – Just Another Mom

How to Determine, Set, and Follow a Budget in 7 Easy Steps – The Stay-at-Home Life

8 Steps to Creating a Family Budget – Just Another Mom

How to Make Extra Money with Swagbucks – The Penny Hoarder

 

 

How to Start a Blog: A Step-by-Step Guide – Start A Blog 123

How to Save Money-Save $25 in 13 Minutes – Family, Home, and Health

5 Ways to Make Money From Home – Organized Home Organized School

Couponing 101 – What’s up Fagans?

Tips for Small Space Living: Four Kids in One Room – Mama Smiles

 

No Eating Out for Two Month Challenge – What’s up Fagans?

Freezer-Only Challenge – The Stay-at-Home Life

Busy Moms Guide to Saving Money on Groceries – Sarah Titus

Saving Money on Kids’ Clothes – The Stay-at-Home Life

How I Saved $129 by Buying Real Food – Family, Home, and Health

 

Life Insurance Information for Women – Consumer Affairs

Inside my Real Food Panty (Best Prices on Staples) – Family, Home, and Health

Cash Back Sites: Comparison of Ebates, Upromise, and ShopatHome.com – What’s up Fagans?

Household Budget: H&R Block Tax Preparation Services – The Stay-at-Home-Mom Survival Guide

 

 

30+ resources and tips for living on one income-part of the Complete Guide for Stay-at-Home Moms series.

 

This installment of the Complete Guide for Stay-at-Home Moms is focused on the realities of living on one income. We will be bringing you great tips and resources for working at home in the next chapter.

What tips do you have for moms who may need some help cutting expenses or creating a budget? What works for your family?

To check out the whole series and enter the giveaways, click here!

 

Complete Guide for Stay-at-Home Moms full of resources, inspiration and encouragement.

 

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Successful Mom Daily Checklist to help you gain balance between housework and play time with the kids. Get more done, and feel more successful as a mom and homemaker.

Enjoy your time at home!

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Filed Under: Uncategorized Tagged With: budget, money management

Comments

  1. milangirl77 says

    April 22, 2015 at 3:45 am

    Amazing yet again! ~Lena 🙂

    Reply
    • Jaimi says

      April 27, 2015 at 8:17 pm

      It is awesome to have this great collaborative effort to share! Thanks for being a part of it. 🙂

      Reply
  2. Tricia Goodmama says

    April 21, 2015 at 5:28 pm

    Great round up of ideas! Pinning for later.

    Reply
    • Jaimi says

      April 21, 2015 at 7:48 pm

      I am thrilled to be sharing for the other ladies linked here. Thank you, Tricia, for sharing this on Pinterest and for your kind comment. We appreciate it!

      Reply

Trackbacks

  1. H&R Block Tax Preparation Services - The Stay-at-Home-Mom Survival Guide says:
    March 13, 2016 at 1:36 pm

    […] Guide for Stay-at-Home Moms: Living On One Income. To view all of the resources and tips click here. I am not a financial adviser and can not offer tax preparation, filing or audit advice to […]

    Reply
  2. Setting Up Your Home Budget {Free Download} - The Stay-at-Home-Mom Survival Guide says:
    March 13, 2016 at 12:14 pm

    […] This post is featured in A Complete Guide for Stay-at-Home Moms: Living On One Income. To view all of the resources and tips click here. […]

    Reply
  3. Setting Up Your Home Budget {Free Download} - The Stay-at-Home-Mom Survival Guide says:
    March 13, 2016 at 12:14 pm

    […] This post is featured in A Complete Guide for Stay-at-Home Moms: Living On One Income. To view all of the resources and tips click here. […]

    Reply
  4. The "Other Half" of a Stay-at-Home Mom: The Working Dad - The Stay-at-Home-Mom Survival Guide says:
    October 28, 2015 at 4:57 pm

    […] One income…dun, dun, dun! […]

    Reply
  5. The Stay-at-Home-Mom Survival Guide: Complete Guide for Stay-at-Home Moms | says:
    October 13, 2015 at 7:28 am

    […] Living on One Income Parenting Work at Home Resources Natural Living Me Time Personal Growth Recipes and Meal Planning […]

    Reply
  6. Complete Guide for Stay-at-Home Moms: Work at Home Resources - The Stay-at-Home-Mom Survival Guide says:
    September 11, 2015 at 1:34 pm

    […] carefully plan living on one income as we talked about in the Complete Guide for Stay-at-Home Moms: Resources for Living on One Income. Create a budget with the free downloads, do the math of what money comes in and what money is […]

    Reply

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✌️ New motto. New mood. Let’s call this an i ✌️ New motto. New mood. Let’s call this an installment of things I learned in almost 40 years. 😅

Criticism is not something to deliver then cut and run. It only holds value in close relationships where a relationship will continue after the news is delivered. 

Criticism is thrown around like it costs nothing these days. Worse is when we deliver it and then bail on the receiver. 

I love teaching my kids life lessons in the moments where I hear them say something that catches my attention. Being present makes that so much easier. Especially teaching my girls how to navigate friendships with other girls is made easier with learning big lessons myself.

Loving people really does mean saying the nice things and when necessary saying the hard things...with full intent to be there to take the ramifications of delivering the truth and support the person through hearing it. 

If you find yourself delivering hard truth to friends but then ditching them to wrestle with the news alone, stop delivering truth. Truly. The love behind it disappears when we cut and run after. 

Love people. Without end. Especially during the pivotal tough points in relationships. 

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My kids climbing trees, playing with friends and g My kids climbing trees, playing with friends and getting to socialize is priceless right now.

There are two worlds developing lately. Here in NC other than a wearing a mask now and then, life is pretty normal. This is our world. 

I am so thankful. Praying for normal to get back to your area soon. 💛 Life is better lived with others. 

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As far as our home and homeschool, 2021 has been a As far as our home and homeschool, 2021 has been a dream so far! 

Kids are eager to learn and ask for more, we have a system down, and I am even getting rest time in the evening after the kitchen is cleaned up. My husband and I get time together while the kids are still awake which is important for them to see. 

It has taken some realization of truth to create this peace and balance. Teaching my kids is a full time job. I am giving it that time this year and it is making all the difference. #shed #deadweightisgone #focusonthepresent #focusonfamily #thisismywork #homeschoolingmom #homeschoolingmama #homeschoolisafulltimejob #intentionalhomeschooling #intentionalmotherhood #intentionalmama #wifeandmother #homemakingmotivation #schoolathome #lifebalance
How long have you known your spouse? This guy an How long have you known your spouse? 

This guy and I met our senior year of high school. What a journey we were in for and did not ever realize! 

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•Navigating long distance relationship while dating, engaged and married
•Working to build faith as the center and focus of “us”
•Loving each other at our ugliest moments
•Building our home team for the long term

Every time the world feels heavy, chaotic, and strange, our marriage is a safe place. It makes our home calm amongst the storm of global politics. 

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That brings me so much peace. 

Loving not only how well we work together but also the ways we still need to improve. That is where I am in my marriage. Grateful to have so much history with this guy. It fills my tank for all the years we have ahead of us to navigate as well. 

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It does not matter if you are a man or a woman, yo It does not matter if you are a man or a woman, you can not do it all well. 

Hi, my name is Jaimi and sometimes I deliver truth that cuts to the heart. 👌😉

Women have been fed a lie that they can and need to juggle it all. I have learned to juggle. Eventually balls fall. 

As I took on more because I was told all that mattered was my mindset, I inevitably had to set aside the tasks that God called me to do first. We never take on more and more and more and stay in balance without setting aside more than we should.

It is not a matter of mindset, it is a matter of priorities.

Have you heard of the “one thing every day”? Many make that a clean kitchen, workout completed or devotional time. My one this is my family. If I focus on them each day I feel successful. 

In my home there is peace. The world is in chaos, power has become currency, and morals have fallen away. But “me and my house, we will serve the Lord.”

It has nothing to do with gender. No one can take on something new without setting aside something they were working on already. 

Peace and order in my home is worth it. I am setting aside the things that bring chaos into my life and home. I am only focusing on the things that serve God here. 

What have you done to focus on success with completing your priorities this year? Have you made small changes to get there or large leaps?

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Today we took the Christmas decorations down. It m Today we took the Christmas decorations down. It marked the real start of 2021 for us. 

For some reason I am feeling ready for Spring cleaning. Funny enough, as I was cleaning out some flower pots that had gone a little stagnant over the colder weeks, I saw shoots! My plants think Spring is on its way-it has been warm here over the last few days. 

Being greeted by this view as we were piling into the van this morning, felt energizing. 

My steps heading in to 2021 are more careful, pragmatic. It feels good to feel on course, back to what matters most, and have zero guilt for what I will put on the back burner this year to stay focused on giving my family my best. 

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Anyone else having about 3 Christmases with shippi Anyone else having about 3 Christmases with shipping challenges delaying packages? 🤣🤣

With family all long distance + the twins birthday 2 days after Christmas we end up with about 4 gift opening sessions over the course of Christmas week. I see no complaints from these kids. 😆 

How did package shipping go for you this year? Do you plan ahead for shipping gifts? 

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To whom much is given, much is expected. I have To whom much is given, much is expected. 

I have nothing but gratitude for this year, these people, and this life. 

Merry Christmas from us to you! 

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