Being a stay-at-home mom for some is a choice, but for others it is the ONLY choice. We make staying home with our children possible by our planning, focus on our budgets and money management. These are fancy terms, but setting up a budget spreadsheet for your family is not complicated. Living on one income is possible.
I have included my own personal Excel spreadsheet that I use to manage my family’s budget in the list of resources that follows.
There are over 30 resources for living on one income gathered here for you!
This post contains affiliate links. Please view my disclosure.
Below, you will find tips and resources for planning your household budget, learning to use coupons effectively, de-cluttering to make money plus more great ways to make being a stay-at-home mom possible. It is possible! Not all stay-at-home moms have husbands making 6-figure salaries. In fact, I think some of the best budgeting minds out there are SAHMs! You might be one of them.
One of our featured SAHM bloggers, Lena from What Mommy Does, is pretty close to an expert on financial matters. She was an accountant before becoming a stay-at-home mom, so I will lead off with her amazing resources for managing to live on one income.
Then, scroll down for even more tips from 12 MORE SAHM bloggers! This is such a valuable resource for us Stay-at-Home Moms.
12 Resources for Living on One Income from What Mommy Does
10 Ways for Moms to Earn Money
7 Ways to Make an Extra $500-$1,000 per Month as a SAHM
Can You Really Live on One Income?
Living on One Income – Tips & Inspiration from Real People
Where to Get Free Printable Coupons
5 Words That Will Save You Thousands of Dollars Each Year
A Beginner’s Guide to Couponing
How to Save Money on Family Meals
6 New Baby Tax Deductions, Credits & Exemptions Not to Miss
How to Find Money in Your Fridge
Resources for Living on One Income from 12 MORE Blogs
7 Tips to Make Staying at Home a Possibility – The Well Nourished Nest
Looking for outside opportunities when you’re a busy mom– Sodbusters
Setting Up Your Home Budget {FREE Download Template} – The Stay-at-Home-Mom Survival Guide
Stay at Home Mom On One Small Income – Organized Home, Organized School
Single Stay-at-Home Mom Lives Rich on One Income – Sarah Titus
11 Reasons You Can Afford to Be A Stay-at-Home Mom – Pint-Sized Treasures
Is A Budget Necessary – Just Another Mom
How to Determine, Set, and Follow a Budget in 7 Easy Steps – The Stay-at-Home Life
8 Steps to Creating a Family Budget – Just Another Mom
How to Make Extra Money with Swagbucks – The Penny Hoarder
How to Start a Blog: A Step-by-Step Guide – Start A Blog 123
How to Save Money-Save $25 in 13 Minutes – Family, Home, and Health
5 Ways to Make Money From Home – Organized Home Organized School
Couponing 101 – What’s up Fagans?
Tips for Small Space Living: Four Kids in One Room – Mama Smiles
No Eating Out for Two Month Challenge – What’s up Fagans?
Freezer-Only Challenge – The Stay-at-Home Life
Busy Moms Guide to Saving Money on Groceries – Sarah Titus
Saving Money on Kids’ Clothes – The Stay-at-Home Life
How I Saved $129 by Buying Real Food – Family, Home, and Health
Life Insurance Information for Women – Consumer Affairs
Inside my Real Food Panty (Best Prices on Staples) – Family, Home, and Health
Cash Back Sites: Comparison of Ebates, Upromise, and ShopatHome.com – What’s up Fagans?
Household Budget: H&R Block Tax Preparation Services – The Stay-at-Home-Mom Survival Guide
This installment of the Complete Guide for Stay-at-Home Moms is focused on the realities of living on one income. We will be bringing you great tips and resources for working at home in the next chapter.
What tips do you have for moms who may need some help cutting expenses or creating a budget? What works for your family?
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Enjoy your time at home!
Amazing yet again! ~Lena 🙂
It is awesome to have this great collaborative effort to share! Thanks for being a part of it. 🙂
Great round up of ideas! Pinning for later.
I am thrilled to be sharing for the other ladies linked here. Thank you, Tricia, for sharing this on Pinterest and for your kind comment. We appreciate it!