Being a stay-at-home mom for some is a choice, but for others it is the ONLY choice. We make staying home with our children possible by our planning, focus on our budgets and money management. These are fancy terms, but setting up a budget spreadsheet for your family is not complicated. Living on one income is possible.
I have included my own personal Excel spreadsheet that I use to manage my family’s budget in the list of resources that follows. This is a big collection of money-saving ideas for stay-at-home moms. It may help you balance the financial situation for your family.
30 resources for living on one income
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Below, you will find tips and resources for planning your household budget, learning to use coupons effectively, de-cluttering to make money plus more great ways to make being a stay-at-home mom possible. It is possible! Not all stay-at-home moms have husbands making 6-figure salaries. In fact, I think some of the best budgeting minds out there are SAHMs! You might be one of them.
One of our featured SAHM bloggers, Lena from What Mommy Does, is pretty close to an expert on financial matters. She was an accountant before becoming a stay-at-home mom, so I will lead off with her amazing resources for managing to live on one income.
Then, scroll down for even more tips from 12 MORE SAHM bloggers! This is such a valuable resource for us Stay-at-Home Moms.
12 Resources for Living on One Income from What Mommy Does
10 Ways for Moms to Earn Money
7 Ways to Make an Extra $500-$1,000 per Month as a SAHM
Can You Really Live on One Income?
Living on One Income – Tips & Inspiration from Real People
Where to Get Free Printable Coupons
5 Words That Will Save You Thousands of Dollars Each Year
A Beginner’s Guide to Couponing
How to Save Money on Family Meals
6 New Baby Tax Deductions, Credits & Exemptions Not to Miss
How to Find Money in Your Fridge
Resources for Living on One Income from 12 MORE Blogs
Tips for Living on One Income – The SAHM Guide
Looking for outside opportunities when you’re a busy mom– Sodbusters
Setting Up YourHome Budget {FREE Download Template} – The Stay-at-Home-Mom Survival Guide
11 Reasons You Can Afford to Be A Stay-at-Home Mom – Pint-Sized Treasures
Free or cheap kids activities near you – The Stay-at-Home Mom Survival Guide
How to Make Extra Money with Swagbucks – The Penny Hoarder
DIY Gifts to Save Money – The Stay-at-Home Mom Survival Guide
How to Start a Blog: A Step-by-Step Guide – Start A Blog 123
4 Tips for Families to Save Money – The SAHM Guide
Tips for Small Space Living: Four Kids in One Room – Mama Smiles
What People Get Wrong About Monthly Expenses – The SAHM Guide
No Eating Out for Two Months Challenge – Home Cleaning Family
Budget-Friendly Ways to Feed Kids from Costco – The SAHM Guide
Life Insurance Information for Women – Consumer Affairs
Household Budget: H&R Block Tax Preparation Services – The Stay-at-Home-Mom Survival Guide
How to Make Passive Income as a Stay at Home Mom – The SAHM Guide
This installment of the Complete Guide for Stay-at-Home Moms is focused on the realities of living on one income. We will be bringing you great tips and resources for working at home in the next chapter.
What tips do you have for moms who may need some help cutting expenses or creating a budget? What works for your family?
Click here to read through the whole Complete Guide for Stay-at-Home Moms!
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Amazing yet again! ~Lena 🙂
It is awesome to have this great collaborative effort to share! Thanks for being a part of it. 🙂
Great round up of ideas! Pinning for later.
I am thrilled to be sharing for the other ladies linked here. Thank you, Tricia, for sharing this on Pinterest and for your kind comment. We appreciate it!