Being a stay-at-home mom for some is a choice, but for others it is the ONLY choice. We make staying home with our children possible by our planning, focus on our budgets and money management. These are fancy terms, but setting up a budget spreadsheet for your family is not complicated. Living on one income is possible.

I have included my own personal Excel spreadsheet that I use to manage my family’s budget in the list of resources that follows. This is a big collection of money-saving ideas for stay-at-home moms. It may help you balance the financial situation for your family.

 There are over 30 resources for living on one income gathered here for you! 

This post contains affiliate links. Please view my disclosure.

Resources for living on one income-budget, finances, couponing, money management tips-part of the Complete Guide for Stay-at-Home Moms.

Below, you will find tips and resources for planning your household budget, learning to use coupons effectively, de-cluttering to make money plus more great ways to make being a stay-at-home mom possible. It is possible! Not all stay-at-home moms have husbands making 6-figure salaries. In fact, I think some of the best budgeting minds out there are SAHMs! You might be one of them.

Meal Planning Simplified recipe book

One of our featured SAHM bloggers, Lena from What Mommy Does, is pretty close to an expert on financial matters. She was an accountant before becoming a stay-at-home mom, so I will lead off with her amazing resources for managing to live on one income.

Then, scroll down for even more tips from 12 MORE SAHM bloggers! This is such a valuable resource for us Stay-at-Home Moms.

Find resources for implementing routines and schedules in your home. Printables and suggested schedules make it so easy!

12 Resources for Living on One Income from What Mommy Does

10 Ways for Moms to Earn Money

7 Ways to Make an Extra $500-$1,000 per Month as a SAHM

Can You Really Live on One Income?

Living on One Income – Tips & Inspiration from Real People

 Where to Get Free Printable Coupons

5 Words That Will Save You Thousands of Dollars Each Year

A Beginner’s Guide to Couponing

How to Save Money on Family Meals

How to Organize Coupons

How to Create a Budget

6 New Baby Tax Deductions, Credits & Exemptions Not to Miss

How to Find Money in Your Fridge

Resources for creating a home budget, cutting costs, saving money, and work at home options in a resource for living on one income.

Resources for Living on One Income from 12 MORE Blogs

7 Tips to Make Staying at Home a Possibility – The Well Nourished Nest

Looking for outside opportunities when you’re a busy mom– Sodbusters

Setting Up Your Home Budget {FREE Download Template} – The Stay-at-Home-Mom Survival Guide

Stay at Home Mom On One Small Income – Organized Home, Organized School

Single Stay-at-Home Mom Lives Rich on One Income – Sarah Titus

11 Reasons You Can Afford to Be A Stay-at-Home Mom – Pint-Sized Treasures

Is A Budget Necessary – Just Another Mom

How to Determine, Set, and Follow a Budget in 7 Easy Steps – The Stay-at-Home Life

8 Steps to Creating a Family Budget – Just Another Mom

How to Make Extra Money with Swagbucks – The Penny Hoarder

How to Start a Blog: A Step-by-Step Guide – Start A Blog 123

How to Save Money-Save $25 in 13 Minutes – Family, Home, and Health

5 Ways to Make Money From Home – Organized Home Organized School

Couponing 101 – What’s up Fagans?

Tips for Small Space Living: Four Kids in One Room – Mama Smiles

No Eating Out for Two Month Challenge – What’s up Fagans?

Freezer-Only Challenge – The Stay-at-Home Life

Busy Moms Guide to Saving Money on Groceries – Sarah Titus

Saving Money on Kids’ Clothes – The Stay-at-Home Life

How I Saved $129 by Buying Real Food – Family, Home, and Health

Life Insurance Information for Women – Consumer Affairs

Inside my Real Food Panty (Best Prices on Staples) – Family, Home, and Health

Cash Back Sites: Comparison of Ebates, Upromise, and – What’s up Fagans?

Household Budget: H&R Block Tax Preparation Services – The Stay-at-Home-Mom Survival Guide

30+ resources and tips for living on one income-part of the Complete Guide for Stay-at-Home Moms series.

This installment of the Complete Guide for Stay-at-Home Moms is focused on the realities of living on one income. We will be bringing you great tips and resources for working at home in the next chapter.

What tips do you have for moms who may need some help cutting expenses or creating a budget? What works for your family?

To check out the whole series, click here!


Complete Guide for Stay-at-Home Moms full of resources, inspiration and encouragement.


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